Death, taxes, and student loan debt. Guess which two of the three are completely unavoidable? Having a hard time? It’s probably because they are all, virtually unavoidable. Why do I say virtually? Well… depending on your view of religion and the afterlife, there have...
Someone once said that “good things come to those who wait.” Whoever it was, one thing is for certain; it wasn’t a bankruptcy attorney. There may be things in life worth waiting for, but when it comes to bankruptcy, often those who snooze, lose. Strike While the Iron...
If you've ever found yourself inside of an Alco then you've also found yourself inside of a small town. That's because Alco specializes in small towns and rural communities. But if you’re the type to shop for sofas and manure spreaders under one roof, then you may be...
Black Friday is just around the corner. It’s a great time to score some deals on merchandise. And now we have Cyber Monday. It’s a new Black Friday that makes it even easier to spend money because you don't have to get off of your couch to shop. They make it so easy...
Mobile homes are a common housing choice throughout the United States. You can find anything from a bargain trailer park in Tornado Alley, to a multi-million dollar lot overlooking the Pacific Ocean in Malibu. If you file for bankruptcy and are a homeowner, you can...
Two incomes are great, especially when there are only two mouths to feed. Even if you rack up some debt, you'll have plenty of money to keep up with your monthly credit card statements. But what happens when baby makes three? Pablum and Then Some We can all agree that...
This may not be typical, but in a recent conversation with a client, I was informed that he was ready to retire as soon as he started his first job. Maybe he’s just a tad lazy, or it could have been the fact that his first job was at the Taco Bell drive through....
In a word, “yes.” If only it were that simple. Was your bankruptcy easy? Probably not. Was it easier than you thought? For most people, probably yes. Buying a house after bankruptcy is no different. Can I Buy a Home as soon as I Receive My Discharge? In a word, “no.”...
Out of Work? Bankruptcy can Help On the road of life, there are bound to be speed bumps. But do you feel like your street has had nothing but bumps lately? Often, the loss of a job can result in insurmountable debt. Your credit card bills, mortgage statements and car...
If I Paid Taxes with a Credit Card, is the Debt Dischargeable in Bankruptcy? Governmental tax agencies often promote the use of credit cards for payment of tax debt. Recent tax debt is typically not dischargeable in bankruptcy, while unsecured credit card debt...